Own Your Money
by Allocca, Michela;
English | 2023 | ISBN: 0760381127 | 178 pages | True EPUB | 7.5 MB

Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.
When Michela was working her first job in finance, she had an epiphany: even those working with money professionally can have no idea how to budget, invest, and spend once they get home! By the time she reached her mid-20s, she was on a mission to help friends and colleagues who wanted to do better with their own money.
In Own Your Money , Michela shares allthe tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional-and freelance-work. You'll find chapters that address:
Budgeting: Don't make it a dreaded B-word!Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.How to save: It's all about being SMART (specific, measurable, achievable, relevant, and time-bound).How to spend money: That's right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt-yes, even on fancy coffee.Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).Jobs and careers: If your dream job doesn't exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.
With illustrations, helpful charts and graphics, and templates to help you plan, this is a book that's meant to partner with you to achieve your financial goals .