Beginner'S Guide: Banking Business & Balance Sheet Analysis
Published 8/2022
MP4 | Video: h264, 1280x720 | Audio: AAC, 44.1 KHz
Language: English | Size: 690.14 MB | Duration: 1h 48m

Practical training on Important metrics that you need to know while analyzing banking businesses and stocks
What you'll learn
Practical insight on the intricate world of banking businesses and Learn how to analyze banks
The goal of this course is to give learners exposure to financial statements of banks
Able to make an objective assessment of the strengths and weaknesses of a bank
Understand the risks in the different businesses and products offered by banks and how they are reflected in the financial statements
To analyze the components of bank financial statements and key ratios used in bank analysis
Requirements
The basic idea of the financial statement of any business will be helpful but not a prerequisite.
Description
Beginner's guide: Banking Business & Balance Sheet AnalysisCan you imagine an economy without a banking system?Banks are the backbone of an economy. If they collapse, the entire country eventually collapses. Every person places a significant amount of trust in the banking system. Individuals and companies turn to banks for their funding needs. A nation's ability to assemble its capital effectively depends on them.This is why banks are relevant during all economic cycles and makes the banking sector one of the most profitable sectors for investment.Across the globe, banks occupy a substantial portion of the overall stock market, and hence, they probably form at least some part of the investment portfolios of equity investors. And if you are talking about S&P 500 in the USA, where approx. 11% weightage is from the financial sector or an emerging market like India, where a huge 40% weightage is only from financial services; the banking sector is an important one for any financial market or portfolio.Investing in banks requires a careful analysis of financial data. Checking a few general ratios is not enough and needs to be focused on the framework specifically designed to analyze the efficiency of banks.However, analyzing banks is very different compared to analyzing a Manufacturing company. Unlike non-financial firms, wherein metrics like gross margin, working-capital cycle, debt to equity, etc., are essential criteria to consider, banks altogether have different metrics. To analyze a bank's financial statements, one must first have a clear understanding of these metrics.This course will guide you on how you can analyze banking stocks in a simple and easy-to-understand language.What skills will you gain by taking this course?In this course, you will learn what exactly a bank is, understand banking through a bank balance sheet, how is a balance sheet balance when transactions are made, what happens to the balance sheet when customers default, and Detailed insight on Equity, Return on equity, financial instruments, REPO, fair value methodology, goodwill, deposits, etc. Basel accords and important ratios like Capital Adequacy Ratio, Gross & Net NPA. Understand the relation between NII, NIM, and NPA and other important analysis metrics.After completing this course, you can analyze any bank of your choice.If you are a banking aspirant or working in the financial sector or a business or stock analyst, this course will make you a pro in banking business analysis in no time.So, if this sounds pretty lucrative to you, then hurry up and enroll in this course.
Overview
Section 1: Introduction
Lecture 1 Introduction
Section 2: Income statement and Balance Sheet
Lecture 2 Income statement and Balance Sheet
Section 3: Understanding banking through bank balance sheet
Lecture 3 Building a Bank
Lecture 4 How is A Balance sheet Balanced
Lecture 5 HQLA
Lecture 6 What Happens to the Balance Sheet When Customers Default?
Lecture 7 Equity
Lecture 8 Return on Equity
Section 4: How did growing the balance sheet lead to the financial crisis of 2008?
Lecture 9 How did growing the balance sheet lead to the financial crisis of 2008?
Section 5: Diving into a bank balance sheet
Lecture 10 Financial Instruments
Lecture 11 JP Morgan Chase's balance sheet
Lecture 12 Cash and Cash Equivalents
Lecture 13 The amortized cost & fair value
Lecture 14 Repurchase agreement (Repo)
Lecture 15 Reverse Repurchase Agreement (Reverse Repo)
Lecture 16 Trading assets
Lecture 17 Loan
Lecture 18 Goodwill
Lecture 19 Deposits
Lecture 20 Short-term borrowings & long-term debt
Lecture 21 Trading liabilities
Lecture 22 Accounts payable & other liabilities
Lecture 23 Beneficial interests issued by consolidated VIEs
Section 6: Shareholder's equity
Lecture 24 Common stock and additional paid-in-capital
Lecture 25 Retained earnings
Lecture 26 Preferred stock and accumulated other comprehensive income (OCI)
Section 7: What is Liquidity
Lecture 27 What is Liquidity
Lecture 28 Liquidity Coverage Ratio
Lecture 29 Workout
Section 8: Classification of HQLA
Lecture 30 Classification of HQLA
Section 9: What is Leverage
Lecture 31 What is leverage?
Lecture 32 The amplifying effect of using leverage
Section 10: Workouts
Lecture 33 Net interest margin
Lecture 34 Efficiency ratio
Lecture 35 Loan-to-deposit ratio
Lecture 36 Net Stable Funding Ratio
Lecture 37 Credit loss coverage ratio
Lecture 38 Common Equity Tier 1 ratio
Lecture 39 Return on tangible common equity
This course is a good learning opportunity for those with little or no exposure to financial statements or bank analysis. It also makes sense for learners pursuing a career in credit risk management, fixed income, and regulatory compliances,Investors interested in banking stock also find immense value in this course
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