Need a mortgage but worried about the market? In Mortgages For Dummies, 3rd Edition, bestselling authors Eric Tyson and Ray Brown give you proven solutions for obtaining a mortgage, whether you want to buy your first home, refinance, or tap into your equity. You get the latest on sub-prime and adjustable-rate mortgages, finding the best lender, avoiding fiscal pitfalls and foreclosure, and much, much, more! This easy-to-understand, objective, and jargon-free guide helps you fine-tune your finances, figure out what you can afford, and improve your credit score before you go mortgage shopping. You'll get familiar with the advantages and disadvantages of fixed- and adjustable-rate mortgages, 15- and 30-year loans, and conforming and jumbo packages. You also get help finding and working with reputable professionals, comparing programs, and securing terms you can live with. Discover how to:

• Match your mortgage to your financial goals
  
• Qualify for a mortgage even when money is tight
  
• Find the right loan for you
  
• Choose the best lender/broker
  
• Negotiate the best terms
  
• Calculate your costs and payments
  
• Understand and complete all paperwork
  
• Refinance an existing mortgage
  
• Understand and consider special situation loans
  
• Explore reverse mortgages and other options
  
• Decipher amortization tables and comparison worksheets
  
• Use the Internet wisely when mortgage shopping
  

Now, more than ever, you need clear, reliable information that helps you get the mortgage you need at a price you can afford. You need Mortgages For Dummies, 3rd Edition!